Felipe Montoro Jens holds the notion that the Brazilian identity was stronger in the 20th century than it is in the 21st century. The aftermath is as a result of the huge debt crisis in the 1980s. The solace to this debt pushed the need to modernize and expand the infrastructural system with a concept of privatization according to the National Confederation of Industry (CNI).
The National Privatisation Program was flagged in 1990 to bring the reforms which put a priority on the Banking, telecommunication, electricity, transport and sanitation sector for privatization. This followed government legalization of Public-Private Partnerships in 2004 and telecommunication became the first to be privately held. However, the new trade posed challenges of uncertainty and not guidelines. A concession plan was developed and has culminated into a sustainable economy in this present age. Credit is also given to the National Economic and Social Development Bank for spearheading the process.
About Felipe Montoro
He is the Executive Financial Controller in the National Economic and Social Development Bank (BNDES) in the Finance Department. As a person with extensive experience in infrastructure development in all aspects, he qualifies to be a planner, controller, and treasurer of prime projects that generate a lot of revenue.
Felipe Montoro has a special interest in sanitation because he believes that life could be better if sanitary conditions would be enhanced. Just recently, a survey on sanitation revealed that state-owned companies were not generating enough revenue comparable to private companies. Felipe Montoro together with Edison Carlos of Trata devised active strategies to increase the system performance and satisfaction levels. This has radically re-aligned the sector.
Mr. Montoro has Fundao Getilo Vargas as his alma mater. He also advanced and obtained an international management degree from the Garvin School of International Management. He is a regent in the Brasken in S.A.
David Giertz is one of the leading financial advisors in the country. He has over thirty years of experience in the financial service industry. He is an accomplished, visionary, and inspirational leader. He has a proven track record of growing revenues by billions in the companies he has worked with. He has also worked with many community organizations.
Mr. David L. Giertz is a fifty three year old who graduated with a Bachelor of Science Degree from the University of Millikin. Additionally, Dave is a certified business coach with WABC and an industry arbiter with FINRA. Between 2004 to 2009, David served as the Vice President-NF Sales at the Bank Channel. On April 3, 2013, Mr. Giertz joined Nationwide Life Insurance Company as Senior Vice President-Nationwide Financial Distribution and Sales.
Myths about SS
Misconceptions abound about the right time to begin reaping retirement benefits. As a result, many retirees receive less income or unexpected taxes. SS is taxed when beneficiaries take it before retirement and continue to work. The government deducts one dollar for benefit payments for every two dollars that one earns above the annual limit. Additionally, beneficiaries do not understand factors that are used in determining amount of Social Security or that they are permanent. However, waiting or delaying to enjoy these benefits increases them by eight percent of the full retirement amount. Therefore, waiting for just a few more years beyond thee age of sixty two allows retirees to earn as much as they want.
Planning for Retirement
One way of coming up with a solid plan for a peaceful retirement is by taking into consideration other income opportunities. Investment is an option, but it has to be well calculated. For instance, future retirees should time their investments well. Another way is to compliment a savings account with a brokerage one. Doing this gives one access to currencies, bonds, and stokes where they can be sold for profit. Also, brokerage accounts are flexible because they do not limit investment and withdrawal amounts. A health saving account is also useful, but only when used for conditional medical expenses.
Highland Capital Management is a Dallas based investment firm. It has partnered with affiliate companies to ensure that its service rendering capabilities expand and reach the global market. As of today, it’s estimated to manage asset worth over 14.8 billion. The company is among the largest alternative credit managers across the globe. Over the years, the company has specialized in developing credit strategies and collateralized loan obligations. Additionally, the institution offers alternative investments. Highland capital has, over the years, managed to attract a diversified client base. It has rendered its services to financial institutions, governments, individuals of high net worth, foundations among many others. The company’s headquarters are in Dallas, Texas with various offices across the globe.
Highland Capital Management began in early 1990 with James Dondero and Mark Okada. Initially, it started as a joint venture with Protective Life Insurance Corporation. In these early years, the institution dealt with fixed income markets and the management of secured bank loans. The organization grew with time and purchased PLIC stake and became an independent entity. Today, the company specializes in a wide range of products. It has grown to a workforce of over 180 employees. The company prides itself with 20 years plus of experience which enables it to provide alpha services to its clients. The institution strives to provide unique products by pursuing new areas of investment while passionately protecting the customers’ capital.
Highland Capital Management team endeavors to provide the best services. While seeking to satisfy the clients, the institution employs investment approaches that produce consistent and above average returns. They have continuously applied time-tested techniques that ensure profit generation. The business focuses on ventures that promise value addition to the investors.
Besides investing in the financial market, Highland Capital Management proudly invests in the community. As a team, the business involves itself with activities that aim at developing and making a difference in the community. The company contributes financial donations to nonprofit organizations with the goal of improving the lives of the community members. Highland Capital extends its charitable activities to both national and local community. By focusing their efforts in education, health sector, and veteran initiatives, the company continually helps in making the world a better place.
Stephen Rotella is the current Chief Executive Officer and President of StoneCastle Cash Management, LLC. In the past, he has served at different organizations on executive positions. He worked as the President of Chase Manhattan Mortgage Corporation. At Chase Home Finance, LLC he was the Chief Executive Officer. At JP Morgan Chase, he was Executive Vice President. From 2005 to 2008, he worked as the President and Chief Operating Officer of WMI Holdings Corp. Rotella had different responsibilities at WMI Holdings Corp. He was responsible for mortgage and commercial lines, retail, daily administration, and technological issues of the group. Rotella was responsible for Community Development Group of JP Morgan Chase. During 2005, he also worked as the Acting Head of WMI Holding Corp’s Home Loans Division.
From 1998 to 2001, Stephen Rotella was Chief Operating Officer of Chase Home Finance. In 2003, he became the Head of Chase Home Finance. From 1991 to 1998, he worked as the Executive Vice President Servicing at Chase Manhattan Mortage. From 1987 to 1991, he worked at different positions at the company which included Senior Vice President of Product Development, Finance, and Marketing. Before joining Chase Manhattan Mortgage, he used to work in industries like systems consulting, mutual fund, and retail brokerage. At the Consumer Mortgage Coalition, he worked as the President. BalletMet is a huge arts company in the Columbus City of Ohio, Rotella worked as the Director and Chair there too. Housing Advisory Council of Chase is an organization which provides lending to underprivileged communities. He also serves as the chair there. The Mortgage Bankers Association also have him as a Member Board of Directors. Earlier, he had worked in the Vericrest Financial as an Advisory Board Member. The company later changed its name to Caliber Home Loans, Inc. He was also a Consumer Mortgage Coalition Member in the past.
Stephen Rotella is a highly qualified man. He received his Bachelor’s degree with major in economics from the University of New York, Stony Brook in 1975. Later, he attended the State University of New York, Albany from where he completed Masters in Business Administration in Information Systems and Finance in 1978. Recently StoneCastle acquired the Insured Deposit Sweep Business from Intermedium Financial. Under Rotella’s leadership, StoneCastle plans to offer a very comprehensive set of sweep solutions to intermediaries, administrators, and financial institutions. The company has earned a repute of being a market leader in providing services to institutional investors and for offering insured deposit technology. The recent purchase of the sweeping business includes a transaction of InterLINK finTech platform and different assets. It has further strengthened the StoneCastle’s position in the market. The company’s strategy is to expand its reach into additional market segments, financial advisor, and broker-dealer. According to Rotella, the plan is to become a differentiated and disruptive force in sweep industry.