Jed McCaleb’s Analytics on the Future Relationship of Blockchain and Banking

Jed McCaleb, one of the most notable personalities in the blockchain and cryptocurrency sectors predicts that this technology is going to revolutionize the financial markets in future extensively. This revolution is going to incorporate payment systems, fundraising avenues, and even stock markets globally. According to his analysis, the initial coins offerings phenomena show how big the untapped financial market is. The Stellar co-founder says that there lies a lot of potential in these untapped financial markets areas that will be exploited soon.


According to Jed McCaleb, the Stellar co-founder, the blockchain technology will keep growing bigger and turn into an efficient universal payments network. He added that the technology will continue improving and in a few years we are going to be able to see it’s full potential. McCaleb said that what we see now about the technology is only the tip of the iceberg concerning what the technology can do. The Stellar co-founder said this during his latest interview with


The idea that a ledger can be publicly accessible and still not be tampered with is a good selling point for the blockchain technology according to Jed McCaleb. He says that the technology will continue being adopted into new fields and it’s applications diversified. The universal payments network will be the climax of the blockchain technology, and Mr. McCaleb says that this where all the efforts in the industry are pointed at now.


About Jed McCaleb

Jed McCaleb is the co-founder of Stellar and the current chief technology officer at the company. Stellar is a technological entity that focuses on developing cross-border payment solutions for the cryptocurrency network. Currently, McCaleb is focusing his efforts on developing a universal payments network. This network will have a tremendous impact on how the world as a whole will do business. So far, Jed McCaleb has done impressive work around the blockchain and cryptocurrency markets. Some people in the industry even believe that he might be the man to bring forth the era of universal payments network.

Financial Advisers Best at Helping Plan Retirement and Social Security Benefits

In a candid interview, senior financial advisor, David Giertz discusses the importance of speaking with a qualified financial adviser about the importance of maximizing your retirement earnings. He stresses how most people are ill informed about their own Social Security benefits and how much they will earn. There are, literally, thousands of rules in a Social Security handbook and your average worker is unfamiliar with them.

He stresses the importance of finding a qualified financial adviser familiar with retirement investment and social security and how they work hand in hand. Social Security, he stresses, was never intended to be one’s sole income in retirement. It was meant to help reduce the burden. It’s essential to have another retirement income plan in place beginning early in one’s working career.

Mr. Giertz is the president of Nationwide Financial Distributions, Inc. and Nationwide Financial Services, Inc. both based in Columbus, Ohio. He has over 30 years experience in finance and wealth management. He discusses, at length, with clients their Social Security rights and how to maximize benefits with financial penalization.

He explains in an interview how nearly one third of all retirees collecting Social Security realize it’s less money than they expected. Mr. Giertz also discusses how not many retirees who collect Social Security realize that they can only earn a certain amount of money from working without losing part of their benefit, in some cases, 75%. Financial advisers will determine how much you can earn while maintaining your full benefit.

Giertz advises discussing retirement with a financial adviser as retirement age approaches. With the laws changing the ages at which one can collect and how much one can collect, it is mind boggling. Talking to a professional can clarify the amounts one can take at each age to receive their full potential.