Anil Chaturvedi and Banking Knowledge

Anil Chaturvedi is a highly experienced banking professional who has been hard at work in his expansive field for about 40 years total now. He has expertise in sectors such as commercial, investment and private banking. He studied at Meerut University located in Uttar Pradesh in India. He secured an economics B.A. (Bachelor of Arts) degree there in the early seventies, complete with honors. Chaturvedi followed that experience by going to the University of Delhi’s Delhi School of Economics. He got an M.B.A. (Master of Business Administration) degree there a couple years later in 1973.

This individual has proudly tackled many reputable jobs over the years. He worked as the State Bank of India’s branch manager for a while, first of all. He worked for ANZ Grindlays Bank in New York, New York as the leader for the North American sector. Chaturvedi now has a job that’s jut as rewarding and exciting as the others that came before it. He’s a private banking managing director for a financial institution that’s called Hinduja Bank Switzerland. He’s situated in in the Central European nation of Switzerland right now. Hinduja Bank was established as a finance firm all the way back at the end of the seventies. It gained Swiss regulated bank status 16 years after its establishment in 1994. It has a total of roughly 200 employees. Since Chaturvedi works for this esteemed financial institution, he knows a lot about its ins and outs and daily operations. It focuses on the expansion markets of both the Middle East and India. It has branches in diverse parts of the world such as Paris, France, London, United Kingdom, Zurich, Switzerland and Geneva, Switzerland.

Anil Chaturvedi is a finance specialist who devotes a lot of time to subjects such as trade finance, wealth management, international investment options and even corporate finance. People who have pressing questions regarding any of these topics can enthusiastically reach out to Chaturvedi for insight. He’s a professional who can talk at great length about anything that involves alternative investments, asset management, investment management, liquidity management, advance payments and brokerage assistance.

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Financial Advisor David Giertz Writes About How Federal Tax Changes Affect Investors

David Giertz is a FINRA registered broker in the financial industry. He started out his career at Financial Horizons Security Corp. in 1989. He began as a financial services provider and quickly rose through the ranks. After just four years he joined Citicorp Investment Services as an executive. He continued to work in high-level positions at Nationwide Investment Services Corporation for several years. At one time he was the senior v.p. of their Financial Distribution and Sales department.

In a February 2018 article, David Giertz outlined how the new tax laws affect people when it comes to saving for retirement. He said that there five main things that investors need to be aware of going forward. The first is that the health savings account contribution limits are changing. Most people aren’t aware, he says, that an HSA can be used as a retirement account. In fact, they are triple-tax advantaged and can be superior to an IRA or 401(k) in a number of ways.

As he explains it, an HSA isn’t taxed for either capital gains or dividends, money in them can be used tax-free for medical expenses, and after age 65 they can be used on anything tax-free. He says the contribution limit is going up to $3450 for individuals and $6900 for families.

David Giertz also says that the limit on 401(k)’s is going up to $18,500 in 2018 and people over age 50 can contribute $24,500. His third point is that IRA deduction limits are changing depending on income. As income increase the tax deduction limit decreases. He says this starts at $63,000 for single taxpayers and the heads of households. Married couples start to phase out at $101,000.

Also, Roth IRA limits are changing. He says that single people and heads of households cannot contribute to a Roth IRA for those earning $120,000 to $135,000 a year. Finally, David Giertz says that the limits on the Saver’s tax credit are also changing. In order to get this federal tax credit people need to earn less than $63,000 for married couples, $31,000 for single taxpayers, and a head of household needs to earn less than $47,250.